Akad Ju’alah dan Aplikasinya dalam Sistem Reward Digital pada Platform Shopee

Abstrak

The development of digital-based financial technology (fintech) has given rise to new forms of transactions that require a strong foundation in Sharia law. One relevant form of contract to form the basis for a digital reward system is the ju' ālah contract. This contract represents a promise to provide a reward to a party who successfully achieves a certain outcome. This study aims to analyze the concept of ju'ālah in muamalah jurisprudence and its application to the digital reward system in Sharia fintech. This study uses a qualitative method with a descriptive-analytical approach through a review of classical and contemporary literature and fatwas from the National Sharia Council (DSN-MUI). The results indicate that ju'ālah can be used as a legal basis for digital reward systems, such as cashback, affiliate commissions, and referral bonuses, as long as they do not contain elements of riba, gharar, and maysir. Thus, the ju'ālah contract is an innovative form of implementing Islamic law in the digital economy era.